Job Summary and Responsibilities
- Evaluate all risk and economic implications of transactions, using strong analytical and technical skills
- Work closely with the Regional Lending and Underwriting Team to conduct periodical review of client’s financial position & collateral performance and assess if they remain within acceptable risk parameters for the Bank
- Develop and maintain a thorough understanding of the product suite offered in Private Lending. Ensure consistency in the underwriting and review process and with the standards prescribed in the Product Lending Guides
- Document the loan structure and analysis for credit approval and file documentation purposes
- Ensure that loan documentation is consistent with the approved terms and that appropriate risk ratings are assigned to each loan transaction
- Confirm compliance with all covenant and collateral monitoring procedures
- Ensure that loan approvals and policy exceptions are documented appropriately and that credit files are maintained in a satisfactory manner
- Interact with banking regulators on an as needed basis. Provide other support of GS Bank USA’s loan portfolio as requested
- Foster strong communication with Regional Underwriting and Private Lending teams, Credit Risk Management, PWM teams, clients and GS Bank USA personnel.
Basic and Preferred Qualification
- CA Fresher or experienced
- CPA or CFA a plus
- 1-3 years of work experience in a financial field (mortgage or insurance underwriting is not relevant for this role)
- Relevant work experience in commercial banking and/or private banking underwriting or credit roles
- Key skills include detailed knowledge of financial accounting, analysis, and modeling
- Excellent communication skills, both oral and written
- Strong project management, multi-tasking, and work organization skills
- Flexible, personable, confident, and self-motivated while focusing on being a team player
- Desire to be part of a dynamic and growing business
- No licensing required for this role
apply now: https://higher.gs.com/roles/187272?mode=job&iis=Job+Boards&iisn=Indeed
